Scottish Pacific

In July 2013, Next Capital completed an investment in Scottish Pacific, Australasia’s largest non- bank debtor finance service provider. Scottish Pacific’s client base consists predominantly of SMEs for whom traditional banking facilities are unavailable. The business offers the broadest range of debtor finance products in Australasia.

Scottish Pacific and its management team have a long history of driving solid growth through economic and credit cycles whilst maintaining very low cost rates.
Bibby Financial Services was acquired by Scottish Pacific in December 2015.

Investment highlights include:

  • Leading independent Australasian debtor finance provider
  • Attractive market fundamentals, with substantial barriers to entry
  • Highly diversified client base
  • Highly experienced and proven management team
  • Significant growth potential, low loss rates and strong return on capital
  • Strong potential exit alternatives